Retirees: Plan Options
If you are under age 65, your Plan Options are the same as Active Members and currently include:
| Commercial (non-Medicare Advantage) Plan Options |
|---|
| Anthem Blue Cross and Blue Shield (Anthem) HRA Gold, Silver, and Bronze |
| Anthem and UnitedHealthcare HMO* |
| Kaiser Permanente Regional HMO |
| UnitedHealthcare HDHP |
| Tricare Supplement |
If you are age 65 or older, your Plan Options subsidized by SHBP currently include:
| Medicare Advantage Plan Options |
|---|
| Anthem Medicare Advantage PPO Standard |
| Anthem Medicare Advantage PPO Premium |
| UnitedHealthcare Medicare Advantage PPO Standard |
| UnitedHealthcare Medicare Advantage PPO Premium |
Frequently Asked Questions
Does SHBP Subsidize Retiree Premiums?
SHBP ONLY subsidizes premiums for Retirees age 65 or older enrolled in a Medicare Advantage plan option. Therefore, for Retirees to continue receiving a subsidy toward the cost of their Retiree coverage, Retirees (and their Spouses/Dependents) age 65 or older must enroll in one of the SHBP Medicare Advantage plan options.
Do Retirees Age 65 or Older have to enroll in a Medicare Advantage plan option?
Retirees (and their Spouses/Dependents) age 65 or older may remain enrolled in one of the Commercial (non-Medicare Advantage) Plan Options available to Active Members, but they will pay the entire cost of coverage with no subsidy from SHBP which is significantly higher.