Tobacco Surcharge Removal Requirements


The following steps are for SHBP members covered under Anthem and UnitedHealthcare Non-Medicare Advantage Plan Options ONLY and will not satisfy surcharge removal requirements for members enrolled in other Plan Options. The Tobacco Surcharge Removal Policy applies to tobacco and electronic nicotine delivery system products.

*Note: TOBACCO FREE means that you have not used tobacco products within the last 60 days.

If you are Tobacco-Free* for less than 60 days, you are subject to the tobacco surcharge unless you do the following:

 

  • Complete the Sharecare RealAge Test

    Between January 1 and December 31, 2026 at BeWellSHBP.com by selecting the option to “Take the RealAge Test” to begin.

  • Complete a telephonic tobacco cessation coaching program

    Through Sharecare by calling Sharecare at 888-616-6411 to enroll, OR complete the online tobacco cessation program. Go to BeWellSHBP.com and select Craving to Quit for more information. This must be completed between January 1 and December 31, 2026.

  • Once you have completed Steps 1 and 2,

    Call Sharecare at 888-616-6411, select the coaching option, and notify them by December 31, 2026 that you have completed the Tobacco Surcharge Removal Requirements and request a Letter of Completion to retain for your records; or

  • If you think you might be unable to complete the Tobacco Surcharge Removal Requirements,

    You might qualify for an opportunity to avoid the tobacco surcharge by different means. Contact Sharecare at 888-616-6411 and they will work with you (and, if you wish, with your doctor) to find a well-being program with the same reward that is right for you considering your health status.