Terminating Employment

Active Members who terminate employment with an SHBP Employing Entity and who are ineligible for retirement or choose to delay their retirement have options to extend their SHBP coverage after employment.

COBRA

Former employees of SHBP Employing Entities and their covered dependents may continue their SHBP coverage for a minimum of eighteen (18) months in accordance with the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA).

When will I receive my COBRA election packet?

COBRA election packets are mailed 7 to 10 days after your SHBP coverage ends. For example, if your employer reports your Last Date of Deduction as August 5th, your SHBP coverage ends September 30th and your COBRA package will be mailed to the address on file in the SHBP Enrollment Portal no later than October 10th.

How much is COBRA?

SHBP charges COBRA participants the entire costs of coverage or 102% of the costs of coverage (i.e., unsubsidized), meaning SHBP makes no contribution to offset the premium and therefore it is substantially higher. For COBRA premiums, please click here.

For more information on COBRA, please see the State of Georgia Rules and Regulations governing the SHBP or Eligibility & Enrollment Provisions. 

State Extended Coverage

After a former employee of a SHBP Employing Entity exhausts their coverage under COBRA, he/she may be eligible to continue coverage for as long as they would like to if they satisfy certain requirements of State Extended Coverage (SEC). Please select the option that applies to you below.